As a victim of a workplace accident, it’s crucial to understand the concept of third-party liability and how it can play a pivotal role in seeking justice. Third-party liability refers to the legal responsibility of entities or individuals beyond your employer involved in the workplace accident.
It could be a manufacturer whose defective product led to your accident, a negligent contractor at your workplace who failed to uphold safety standards or even a reckless driver who caused a crash while you were on a work-related assignment.
In all the above instances, you can file a workers’ compensation claim and concurrently pursue a third-party claim against those responsible for your workplace accident.
Do you have a valid third-party liability claim?
Establishing third-party liability hinges on proving negligence. In other words, you must demonstrate that the third party owed you a duty of care that they breached, leading to the accident. You must also show you suffered harm or losses due to their negligence.
Why it matters
Workers’ compensation benefits generally provide limited financial support after a workplace accident, covering medical expenses and a portion of missed wages. However, a third-party liability claim significantly extends the possibilities for compensation. You may be entitled to damages for the physical pain you suffered, emotional anguish and a lower quality of life arising from your injuries, among others not covered by workers’ compensation.
Was a third party involved in your workplace accident?
It’s worth noting that third-party liability claims are far more complicated than a typical workers’ compensation claim. You must present a compelling case backed by evidence for a successful outcome. Additionally, there are specific deadlines you should adhere to. It highlights the need for legal guidance to help navigate the complexities involved and make the most of your claim.