Are you comforted in knowing workers’ compensation is there to serve as a vital safety net if you suffer an occupational injury? The Georgia workers’ compensation system exists to benefit employees and employers, providing a legal framework to address occupational injuries.
However, some employers try to sidestep the legal process by proposing to pay the injured employee’s medical bills directly. What should workers consider in such situations?
Make sure you understand the possible risks
An employer’s offer to cover medical expenses might seem like a straightforward or even thoughtful solution. Unfortunately, accepting the offer could interfere with your rights and may be unlawful.
Here are some of the potential risks your acceptance could introduce:
- Limited benefits: Direct payments may only cover your immediate injury costs, leaving wage replacement, rehabilitation or the possible need for long-term care unaddressed.
- No legal protection: Absent a formal workers’ compensation claim, you will not have the robust legal protections you would gain by filing an official claim.
- Future disputes: Accepting payment directly from your employer may limit your options for legal recourse if complications or disputes arise later.
- Non-payment: If your employer fails to follow through on their vows to take care of your injury expenses, it could leave you to cover the costs out-of-pocket.
If your employer offers to pay you directly for your injury expenses, politely inform them that you prefer to use the provided legal system. If they demand you accept the offer or try to block your claim, it may be wisest to seek legal guidance to help ensure your rights remain secure.